Business Insurance in Housecall Pro

Housecall Pro has partnered with Coverdash to give Pros a simple way to purchase and manage business insurance directly inside HCP. Housecall Pro offers access to a wide range of business insurance coverage options, including:

Coverdash gives Pros access to hundreds of national providers, including The Hartford, Hiscox, AmTrust Financial, Travelers, and Progressive, and recommends the best coverage that fits your business and budget. You can easily compare recommendations side by side and get set up in just a few steps. Get Started.

Coverdash is a digital insurance agency that connects field service businesses with hundreds of top-rated insurance carriers nationwide.

They combine a fast, online quote experience with licensed agents who are available to answer questions and provide additional support when needed.

To get started, navigate to the Insurance tab under My Money in your Housecall Pro account and choose the insurance you want. We currently offer: General Liability, Workers’ Comp, BOP, Professional Liability, Cyber Insurance, and Commercial Auto Insurance.

You’ll answer a few basic questions about your business and receive personalized coverage options in minutes. If you have a question or need human support, dedicated Coverdash agents are available.

If you’re interested in Commercial Auto, you can schedule a free consultation directly within Housecall Pro, and a licensed Coverdash agent will connect with you at your selected time.

Once you purchase a policy, you can access and manage key information in your Insurance tab, including downloading Certificates of Insurance (COIs). You’ll also have an assigned account manager from Coverdash to answer questions, help manage policies, file claims, and more.

Housecall Pro has partnered with Coverdash to bring its embedded technology and internal insurance agency to Pros directly within your HCP account. Through this partnership, Housecall Pro customers can also save up to 30% on premiums.

Through this partnership, you can:

All insurance policies are provided and serviced by Coverdash. You can explore coverage by visiting the Insurance tab under “My Money” in your Housecall Pro account.

To receive a quote, you’ll answer a few basic questions about your business, such as:

There may be additional questions depending on the coverage you select. In most cases, you can receive personalized quotes in minutes.

When you purchase a new policy through Coverdash, the team will work with you to cancel your existing policy. All carriers are required to issue a prorated refund for any unused premium. This means if you find a more affordable option or prefer to manage your policy directly in Housecall Pro, you can switch and receive a refund for the unused portion of your previous policy.

During the application process, we’ll ensure your new policy’s effective date aligns with the cancellation of your previous policy, so there are no gaps in coverage. Comparing options and finding a lower-cost policy is simple and seamless.

If you’re new to insurance, don’t worry. The quote process is designed to guide you step by step.

You’ll receive tailored recommendations based on your business type, and licensed Coverdash agents are available to answer questions so you can feel confident in your coverage decisions.

You can access and download your digital COI immediately after purchasing coverage.

COIs are available directly within the “active policy section” under the Insurance tab in My Money. You can also attach COIs directly to your estimates in Housecall Pro and build trust with new customers from day one.

Using Housecall Pro for insurance allows you to:

Once you purchase coverage, you’ll have access to a dedicated Insurance tab under My Money where you can:

To file a claim:

You can contact Coverdash support directly from your Insurance tab in Housecall Pro by clicking the Get Help button in the top right corner.

Once you purchase coverage, you may also have access to a dedicated Coverdash account manager who can assist with policy updates, coverage questions, and claims support.

Coverdash’s licensed agents are available 24/7 to help.

Insurance is available within HCP at no additional cost to you, outside of the insurance premium you will pay for your policy. Insurance premiums vary based on:

You can choose to pay your insurance premium monthly or annually, depending on your personal preference. Through Housecall Pro’s partnership with Coverdash, Pros can save up to 30% on premiums by comparing quotes from multiple carriers.

A Business Owner’s Policy (BOP) bundles multiple coverages into one policy, typically including:

It’s often a cost-effective option for small and mid-sized businesses.

Business owner's policy insurance, also known as BOP insurance, is a packaged insurance coverage which includes general liability, commercial property, and business interruption insurance. It is the most common bundled policy to have in place to provide overall protection for any sized business, across all industries. Generally, the BOP policy is often a cost-effective option compared to separate purchases of general liability and commercial property policies for small and mid-sized businesses.

To add new coverage:

To modify existing coverage:

To cancel a policy, navigate to the Insurance tab within My Money and click the Get Help button to connect with Coverdash support.

They’ll walk you through the cancellation process and explain any applicable terms or timelines.

Business insurance helps protect you from financial loss due to customer injury claims, property damage, vehicle accidents, and employee injuries. It also builds credibility with customers and allows you to quickly provide proof of insurance through a Certificate of Insurance (COI) when required.

Below is a list of common insurances and what each can protect you from:

The type of insurance coverage you need depends on your business, your services, and your state requirements.

In general, many field service businesses consider the following core coverages:

If you’re unsure what coverage is right for you, licensed Coverdash agents are available to review your business needs, explain your options, and help you choose the right level of protection.

Yes. Business insurance is available in all 50 states and D.C. It is not available for Pros in Canada.

You can still get coverage if you have a prior claims history. Your premium just may be higher. Coverdash will work with you to find the right coverage for you based on your history of claims, industry, desired coverage limits, etc.

Insurance is billed directly through Coverdash. After selecting a quote, you will enter your credit card information in the Coverdash experience to purchase the policy.

You will still keep your insurance coverage even if you cancel your Housecall Pro subscription (but we hope you don’t!). You will need to log in through Coverdash’s website if you lose access to Housecall Pro.

Your dedicated Coverdash account manager will reach out to you when your policy is up for renewal to review any changes that may have occurred in your business the past year and ensure you continue to get the best coverage and rates on insurance.