This article provides a high-level overview of how each financing type works and introduces the financing partners that support them.
Housecall Pro offers two types of financing:
Consumer financing: options you can offer your customers so they can pay for the work over time.
Business financing: funding designed to help your business grow, invest in equipment, or manage cash flow.
For details, see the linked help articles throughout this overview.
Consumer Financing
Consumer financing helps your customers break the total cost of a job into smaller, more manageable payments. You get paid in full once the job is finished, while your customer pays over time through the financing provider.
Housecall Pro currently supports one consumer solution:
Wisetack (integrated consumer financing for jobs $500–$25,000)
Business Financing
Business financing provides working capital to help you grow your business, manage seasonal slowdowns, hire staff, purchase materials, or invest in equipment. Eligibility is based on your business’s performance.
Housecall Pro supports several business financing options:
Stripe Capital (fast, flat-fee funding integrated with HCP Payments)
Fundbox (revolving line of credit with flexible weekly repayment)
Pipe (revenue-based capital advances you can draw as needed)
🔎 For a complete understanding of how business financing works in Housecall Pro, including eligibility and other questions, please see Business Financing FAQs.
Which financing option should I use?
Use consumer financing when…
You want to help customers afford larger jobs
You want to increase estimate conversions
You want to give customers payment flexibility while getting paid quickly
Use business financing when…
You need capital for growth, staffing, equipment, or materials
You want flexible working capital tied to your business performance
You want access to cash before customers pay their invoices
Need help or have questions?
We're here for you! Chat with Support using the Blue Chat Bubble in your Housecall Pro account, or give us a call at (858) 842-5746.